Credit Risk Expert
BMW GroupWojewództwo mazowieckie, Polska30+ days ago
Job descriptionProfessional experience : at least 3 years in credit analysis for entities with full financial statements. Decision-making : ability to make credit decisions independently within established BMW SF competency levels (low and medium risk). Communication : ability to distil conclusions and present recommendations to the Local Credit Risk Committee in English. Analytical skills : strong data interpretation and synthesis; ability to prepare concise, decision-oriented analyses. Tools : Advanced Excel; proficient in PowerPoint; familiarity with risk management tools and Dealer Front End System. University degree in Finance, Economics, Business Administration, or related field; advanced degrees or relevant certifications are a plus. Proficiency in English (written and spoken) at a good level. Opportunities for professional development and international exposure. Collaborative and inclusive work environment. Flexible work arrangements where applicable. Private medical care. Sharing the costs of sports activities
Overview
Credit Management Team is seeking a proactive Specialist to support risk assessment and decision-making across B2B and B2D portfolios (fleets, dealers), with a focus on data-driven analyses, independent risk decisions within defined competencies, and clear English communication. This role offers the opportunity to influence credit risk processes and reporting in a fast-paced environment.
What awaits you?
- Direct support of credit risk assessment and decision-making for B2B (mainly) and B2D portfolios.
- Opportunity to work with and enhance CRS, guarantees, and collateral verifications.
- Collaboration with Sales, Collections, Finance and international BMW SF community to implement remediation actions and protect portfolio quality.
- Involvement in risk dashboards, reporting templates, and ad-hoc analyses. A clear path for professional development in credit risk within BMW FS Polska.
What should you bring along?
Education and qualifications :
W hat we offer :
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Credit Risk Expert • Województwo mazowieckie, Polska
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