Credit Risk Expert
BMW GroupWarszawa, Województwo mazowieckie, Polska30+ days ago
Job descriptionProfessional experience : at least 3 years in credit analysis for entities with full financial statements. Decision-making : ability to make credit decisions independently within established BMW SF competency levels (low and medium risk). Communication : ability to distil conclusions and present recommendations to the Local Credit Risk Committee in English. Analytical skills : strong data interpretation and synthesis; ability to prepare concise, decision-oriented analyses. Tools : Advanced Excel; proficient in PowerPoint; familiarity with risk management tools and Dealer Front End System. University degree in Finance, Economics, Business Administration, or related field; advanced degrees or relevant certifications are a plus. Proficiency in English (written and spoken) at a good level. Opportunities for professional development and international exposure. Collaborative and inclusive work environment. Flexible work arrangements where applicable.
Overview
Credit Management Team is seeking a proactive Specialist to support risk assessment and decision-making across B2B and B2D portfolios (fleets, dealers), with a focus on data-driven analyses, independent risk decisions within defined competencies, and clear English communication. This role offers the opportunity to influence credit risk processes and reporting in a fast-paced environment.
What awaits you?
- Direct support of credit risk assessment and decision-making for B2B (mainly) and B2D portfolios.
- Opportunity to work with and enhance CRS, guarantees, and collateral verifications.
- Collaboration with Sales, Collections, Finance and international BMW SF community to implement remediation actions and protect portfolio quality.
- Involvement in risk dashboards, reporting templates, and ad-hoc analyses. A clear path for professional development in credit risk within BMW FS Polska.
What should you bring along?
Education and qualifications
What we offer
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Credit Risk Expert • Warszawa, Województwo mazowieckie, Polska
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