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Credit and Operational Risk Expert

Credit and Operational Risk Expert

Michael PageWarsaw, PL
30+ days ago
Job description
  • Monitor and analyze credit risk exposure across the bank's portfolio
  • Prepare credit risk documentation and internal reporting packages
  • Participate in credit risk reviews and customer due diligence processes
  • Manage loan loss provisioning in accordance with accounting standards and regulatory expectations
  • Support the calculation and tracking of key risk indicators, including Expected Credit Loss (ECL) and credit limits
  • Maintain and enhance internal credit rating models and contribute to their review and optimization
  • Identify and record potential operational risks across the organization
  • Maintain operational risk incident logs and ensure timely updates
  • Help implement internal controls and mitigation processes to reduce operational loss
  • Assist in the quantification and monitoring of operational risk within internal frameworks
  • Prepare and maintain documentation for management and regulatory bodies
  • Ensure consistency and clarity in the recording of risk assessments and implemented controls
  • Ensure alignment with internal risk policies and external supervisory requirements
  • Cooperate with other business functions to coordinate risk management efforts and data flows
  • New banking structure in PLCredit & Operational Risk

    • Solid understanding of risk management concepts, capital markets, financial analysis, and Basel regulatory frameworks
    • University degree (finance, economics, mathematics or related field)
    • Professional certification (FRM, PRM, CFA or similar) will be an asset
    • Minimum 2 years of relevant experience in credit or operational risk
    • Strong command of both Polish and English (min. B2 level)
    • Proficiency in MS Office tools, especially Excel, Word, PowerPoint and Teams
    • Excellent interpersonal and team collaboration skills
    • Strong attention to detail, structured work approach and a high level of accuracy
    • Professional, courteous and self-motivated
    • Positive attitude and cultural awareness in an international environment
    • Fixed-term contract (renewable annually after a 3-month probationary period)
    • Annual performance-based bonus
    • Attractive employee benefits (e.g. language learning support, medical reimbursements, flexible benefit points)
    • Opportunity to be part of a newly established international bank with ambitious growth plans in Poland
    • Modern office in the city center
    • No dress code
    • Free snacks and drinks (coffee, tea, juice, cookies, etc.)
    • Company celebrations and team events
    • Additional bonuses for company anniversaries and selected holidays
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    Risk • Warsaw, PL

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