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Credit Risk Expert

Credit Risk Expert

Randstad PolskaWarszawa, Polska
30+ days ago
Job description

For our client, an innovative retail bank with an international capital base and part of one of Europe's largest financial groups, we are looking for candidate for the position of Credit Risk Expert.

If you have experience with and knowledge of SME credit risk processes and would like to be part of a company with an ambitious development plan, this job opportunity is for you.

what we offer

  • Stable employment under an employment contract (first contract for six months, followed by a permanent contract)
  • A comprehensive introduction and opportunity for professional development within a modern banking structure
  • Remote working model ;  the option to work remotely from any location in Poland is available.
  • Access to modern banking tools and technology
  • Competitive remuneration
  • A package of non-wage benefits, such as medical care or a sports card

your tasks

  • Analyze SME and Corporate clients during credit granting and monitoring processes
  • Conduct in-depth financial assessments to determine appropriate credit limits
  • Participate in credit decision-making processes
  • Manage a portfolio of loans and client relationships from a credit risk perspective
  • Perform data analysis to extract insights and enhance risk strategies
  • Handle counterparty limits : granting, monitoring, ad-hoc reviews, and Group-level reporting
  • Develop and refine credit risk policies, procedures, and risk management frameworks

    • what we expect

  • 5-7 years of experience in SME / Corporate Banking, particularly within the Polish market
  • Broad knowledge of SME credit risk processes
  • Familiarity with collateral management, with emphasis on Polish regulatory requirements
  • Understanding of credit bureaus and the data they provide
  • Strong communication and presentation skills
  • Fluent in English
  • SQL knowledge

    • Employment agency entry number 47

    this job offer is intended for people over 18 years of age

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    Credit Risk • Warszawa, Polska