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Product Owner (mortages)

Product Owner (mortages)

KUBOWarszawa, Masovian, Poland
27 days ago
Job description

technologies-expected :

  • Agile

about-project :

  • We are looking for a Product Owner – Mortgage Products to join one of our clients in the banking sector.
  • You will play a key role in shaping and delivering innovative mortgage solutions tailored to the needs of individual customers. This is a strategic and hands-on position, ideal for someone with deep expertise in the Polish retail banking market, particularly in the area of mortgage lending and home financing.
  • This is a greenfield role, so you will play a main role in building a new bank on Polish market!
  • responsibilities :

  • Define and drive product strategy and roadmap, prioritize delivery backlog, and lead discovery initiatives to meet changing market and customer expectations
  • Own product P&L : manage pricing, margins, sales scalability, and propose annual budgets and quarterly forecasts
  • Collaborate with marketing and CRM on promotions and campaigns; ensure legal and compliance alignment for all customer-facing materials
  • Act as line manager and Scrum Lead for the product team; lead sprint planning, velocity tracking, and delivery execution
  • Conduct continuous market research, customer feedback analysis, and benchmarking to identify improvement areas and enhance the value proposition
  • Prepare product documentation : user stories, test cases, compliance reviews, and legal materials (e.g. T&Cs, pricing)
  • Design and document operational processes; manage user acceptance testing and product go-live readiness
  • Handle vendor selection and contracting in cooperation with procurement; oversee GDPR and security compliance
  • Prepare product approval packages and pricing proposals for internal committees pre-launch
  • Report on product performance vs forecast; ensure business reporting is in place for ongoing monitoring and decision-making
  • requirements-expected :

  • Solid expertise in product development, including discovery and testing of value propositions, combined with a strong technical understanding of digital-native products
  • Deep understanding of the technology stack behind digital products; hands-on coding experience is a plus
  • Minimum 5 years of experience as a Product Manager or Product Owner in a bank or fintech environment; managing a product with a revenue stream of at least 40 million PLN is a strong advantage
  • Strong business mindset with a proven ability to scale products commercially; experience in working closely with sales, marketing, and CRM teams to drive growth is highly valued
  • Proficiency in product design and delivery methodologies, ideally with direct responsibility for Agile delivery teams
  • Practical experience as a Scrum Lead, facilitating Agile ceremonies and ensuring team efficiency
  • Good understanding of the legal and regulatory environment for financial products, including drafting and reviewing contractual documentation
  • Experience in setting up product maintenance processes, handling production issues, and acting as a second line of defense in a regulated financial institution
  • Fluency in both Polish and English
  • offered :

  • Access to an attractive benefits package (VIP-level private medical care including dental and hospitalization for you and your close family
  • Psychological support
  • Individual development budget
  • Bonus and reward program
  • Additional paid days off
  • Holiday allowance
  • Co-financed Multisport card – 50% covered
  • Co-financed meals in the office
  • Healthy snacks available daily
  • Budget for home office setup
  • Apple MacBook
  • Modern office with game room and relaxation area)
  • Create a job alert for this search

    Product Owner • Warszawa, Masovian, Poland

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