Senior Credit Risk Analyst

We are seeking a talented Senior Credit Risk Analyst to join our growing credit risk analytics team. This role is specifically designed for professionals with minimum of 3 years of experience in the lending industry who are looking to develop their career in credit risk analytics and statistical modelling within the banking sector.

Please note : This position is for a Senior Credit Risk Analyst role focused on credit risk assessment and modelling, not financial analysis.

About the Role

As a Senior Credit Risk Analyst, you will contribute to the development and enhancement of our credit risk analytics capabilities. This is an excellent opportunity for someone with a first experience in unsecured lending to get wider exposure and larger remit (affordability and underwriting scorecards and credit strategy, pricing and credit risk management) whilst working with cutting-edge statistical models and data-driven insights.

You will have the opportunity to work in an pan-European team and get exposure to credit risk analytics across our international markets including Baltic countries, Germany, Austria and other European markets.

Key Responsibilities

• Data Analysis & Insights : Collect, analyse, and interpret data from multiple sources including internal systems and Credit Bureaus to identify trends, patterns, and opportunities that inform credit policy, credit limit and pricing strategies
• Model Development : Contribute to developing and maintaining statistical models, including scorecards and other credit risk assessment tools
• Stakeholder Collaboration : Provide clear, actionable insights and recommendations to stakeholders across the business, supporting informed decision-making and business growth
• Cross-functional Teamwork : Work collaboratively with colleagues in the decision sciences and analytics team, as well as other departments across different locations
• Communication & Reporting : Present complex analytical findings to both technical and non-technical audiences through clear presentations, reports, and data visualisations

Essential Requirements

Education & Experience :

Technical Skills :

Professional Skills :

Desirable Requirements

What We Offer

Application Requirements

Please note : We are unable to provide visa sponsorship for this role. Candidates must have the right to work in the EU without requiring sponsorship.