Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
99 000 zł
Income Tax
- 9 423 zł
Pension Insurance
- 9 662 zł
Sickness Insurance
- 2 426 zł
Disability Insurance
- 1 485 zł
Health Insurance
- 7 688 zł
Total tax
- 30 684 zł
Net pay
* 68 316 zł
Marginal tax rate
36.1%
Average tax rate
31.0%
69.0%
Net pay
31.0%
Total tax
Total tax
Net pay
The Taxberg
68 316 zł
Net pay
20 270 zł
Tax the employer pays
30 684 zł
Tax you pay
Total tax paid
50 954 zł
Did you know your employer also pays tax on your salary? It costs the employer 20 270 zł to pay you 99 000 zł. In other words, every time you spend 10 zł of your hard-earned money, 5.15 zł goes to the government.
Real tax rate
42.7%
So, with you and the employer both paying tax, what used to be a 31% tax rate now rises to 42.7%, meaning your real tax rate is actually 11.7% higher than what it seemed at first.
Summary
If you make 99 000 zł a year living in Poland, you will be taxed 30 684 zł. That means that your net pay will be 68 316 zł per year, or 5 693 zł per month. Your average tax rate is 31.0% and your marginal tax rate is 36.1%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of 100 zł in your salary will be taxed 36.14 zł, hence, your net pay will only increase by 63.86 zł.
Bonus Example
A 1 000 zł bonus will generate an extra 639 zł of net incomes. A 5 000 zł bonus will generate an extra 3 193 zł of net incomes.
Europe
Country 
Net pay
Average tax
Rank
Switzerland
PLN 89 900
9.2%
1
Ireland
PLN 89 321
9.8%
2
United Kingdom
PLN 88 071
11.0%
3
Russia
PLN 86 130
13.0%
4
France
PLN 84 498
14.7%
5
Norway
PLN 82 505
16.7%
6
Luxembourg
PLN 81 196
18.0%
7
Hungary
PLN 80 685
18.5%
8
Austria
PLN 80 629
18.6%
9
Ukraine
PLN 79 695
19.5%
10
Spain
PLN 79 689
19.5%
11
Czech Republic
PLN 78 557
20.7%
12
Italy
PLN 72 979
26.3%
13
Germany
PLN 72 237
27.0%
14
Greece
PLN 71 773
27.5%
15
Sweden
PLN 71 622
27.7%
16
Poland
PLN 68 316
31.0%
17
Denmark
PLN 66 358
33.0%
18
Finland
PLN 65 724
33.6%
19
Portugal
PLN 64 381
35.0%
20
Netherlands
PLN 62 300
37.1%
21
Belgium
PLN 60 210
39.2%
22
Romania
PLN 57 915
41.5%
23
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North America
Country 
Net pay
Average tax
Rank
USA
PLN 82 936
16.2%
1
Canada
PLN 73 543
25.7%
2
Asia / Pacific
Country 
Net pay
Average tax
Rank
Hong Kong
PLN 93 450
5.6%
1
Taiwan
PLN 88 938
10.2%
2
Thailand
PLN 88 369
10.7%
3
Australia
PLN 87 489
11.6%
4
South Korea
PLN 83 392
15.8%
5
New Zealand
PLN 82 689
16.5%
6
Pakistan
PLN 80 710
18.5%
7
Indonesia
PLN 80 046
19.2%
8
Kazakhstan
PLN 79 119
20.1%
9
Malaysia
PLN 78 986
20.2%
10
Japan
PLN 78 758
20.5%
11
Singapore
PLN 78 345
20.9%
12
Philippines
PLN 75 687
23.6%
13
Vietnam
PLN 72 763
26.5%
14
China
PLN 69 665
29.6%
15
India
PLN 65 708
33.6%
16
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Latin America
Country 
Net pay
Average tax
Rank
Guatemala
PLN 89 507
9.6%
1
Costa Rica
PLN 88 026
11.1%
2
Puerto Rico
PLN 87 974
11.1%
3
Ecuador
PLN 85 538
13.6%
4
Colombia
PLN 83 024
16.1%
5
Panama
PLN 81 651
17.5%
6
Chile
PLN 79 898
19.3%
7
Mexico
PLN 77 922
21.3%
8
Peru
PLN 75 998
23.2%
9
Brazil
PLN 74 073
25.2%
10
Uruguay
PLN 72 100
27.2%
11
Argentina
PLN 64 322
35.0%
12
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Africa
Country 
Net pay
Average tax
Rank
South Africa
PLN 79 669
19.5%
1
Mozambique
PLN 73 221
26.0%
2
Angola
PLN 72 731
26.5%
3
Kenya
PLN 71 373
27.9%
4
Ivory Coast
PLN 69 595
29.7%
5
Ghana
PLN 69 570
29.7%
6
Morocco
PLN 69 239
30.1%
7
Nigeria
PLN 67 848
31.5%
8
Uganda
PLN 65 553
33.8%
9
Cameroon
PLN 65 319
34.0%
10
Senegal
PLN 64 078
35.3%
11
Zambia
PLN 62 080
37.3%
12
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Middle East
Country 
Net pay
Average tax
Rank
United Arab Emirates
PLN 94 050
5.0%
1
Qatar
PLN 94 050
5.0%
2
Bahrain
PLN 91 080
8.0%
3
Oman
PLN 91 080
8.0%
4
Saudi Arabia
PLN 89 100
10.0%
5
Kuwait
PLN 88 110
11.0%
6
Israel
PLN 84 380
14.8%
7
Egypt
PLN 75 381
23.9%
8
Lebanon
PLN 75 024
24.2%
9
Turkey
PLN 58 145
41.3%
10
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NOTE* Withholding is calculated based on the Polska tables of Poland, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.