Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
18 646 zł
Pension Insurance
- 1 820 zł
Sickness Insurance
- 457 zł
Disability Insurance
- 280 zł
Health Insurance
- 1 448 zł
Total tax
- 4 004 zł
Net pay
* 14 642 zł
Marginal tax rate
21.5%
Average tax rate
21.5%
78.5%
Net pay
21.5%
Total tax
Total tax
Net pay
The Taxberg
14 642 zł
Net pay
3 818 zł
Tax the employer pays
4 004 zł
Tax you pay
Total tax paid
7 822 zł
Did you know your employer also pays tax on your salary? It costs the employer 3 818 zł to pay you 18 646 zł. In other words, every time you spend 10 zł of your hard-earned money, 4.20 zł goes to the government.
Real tax rate
34.8%
So, with you and the employer both paying tax, what used to be a 21.5% tax rate now rises to 34.8%, meaning your real tax rate is actually 13.3% higher than what it seemed at first.
Summary
If you make 18 646 zł a year living in Poland, you will be taxed 4 004 zł. That means that your net pay will be 14 642 zł per year, or 1 220 zł per month. Your average tax rate is 21.5% and your marginal tax rate is 21.5%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of 100 zł in your salary will be taxed 21.48 zł, hence, your net pay will only increase by 78.52 zł.
Bonus Example
A 1 000 zł bonus will generate an extra 785 zł of net incomes. A 5 000 zł bonus will generate an extra 3 926 zł of net incomes.
North America
Country 
Net pay
Average tax
Rank
USA
PLN 17 031
8.7%
1
Canada
PLN 15 465
17.1%
2
Africa
Country 
Net pay
Average tax
Rank
South Africa
PLN 18 453
1.0%
1
Morocco
PLN 16 889
9.4%
2
Cameroon
PLN 15 492
16.9%
3
Ivory Coast
PLN 15 425
17.3%
4
Kenya
PLN 15 270
18.1%
5
Mozambique
PLN 14 997
19.6%
6
Ghana
PLN 14 291
23.4%
7
Angola
PLN 14 118
24.3%
8
Zambia
PLN 13 939
25.2%
9
Senegal
PLN 13 366
28.3%
10
Uganda
PLN 13 323
28.6%
11
Nigeria
PLN 13 192
29.3%
12
Show more
Middle East
Country 
Net pay
Average tax
Rank
Saudi Arabia
PLN 18 586
0.3%
1
United Arab Emirates
PLN 17 714
5.0%
2
Qatar
PLN 17 714
5.0%
3
Bahrain
PLN 17 154
8.0%
4
Oman
PLN 17 154
8.0%
5
Kuwait
PLN 16 595
11.0%
6
Israel
PLN 16 194
13.2%
7
Lebanon
PLN 14 759
20.9%
8
Egypt
PLN 14 722
21.0%
9
Turkey
PLN 11 635
37.6%
10
Show more
NOTE* Withholding is calculated based on the Polska tables of Poland, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.