Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
12 501 zł
Pension Insurance
- 1 220 zł
Sickness Insurance
- 306 zł
Disability Insurance
- 188 zł
Health Insurance
- 971 zł
Total tax
- 2 685 zł
Net pay
* 9 816 zł
Marginal tax rate
21.5%
Average tax rate
21.5%
78.5%
Net pay
21.5%
Total tax
Total tax
Net pay
The Taxberg
9 816 zł
Net pay
2 560 zł
Tax the employer pays
2 685 zł
Tax you pay
Total tax paid
5 244 zł
Did you know your employer also pays tax on your salary? It costs the employer 2 560 zł to pay you 12 501 zł. In other words, every time you spend 10 zł of your hard-earned money, 4.20 zł goes to the government.
Real tax rate
34.8%
So, with you and the employer both paying tax, what used to be a 21.5% tax rate now rises to 34.8%, meaning your real tax rate is actually 13.3% higher than what it seemed at first.
Summary
If you make 12 501 zł a year living in Poland, you will be taxed 2 685 zł. That means that your net pay will be 9 816 zł per year, or 818 zł per month. Your average tax rate is 21.5% and your marginal tax rate is 21.5%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of 100 zł in your salary will be taxed 21.47 zł, hence, your net pay will only increase by 78.53 zł.
Bonus Example
A 1 000 zł bonus will generate an extra 785 zł of net incomes. A 5 000 zł bonus will generate an extra 3 927 zł of net incomes.
North America
Country 
Net pay
Average tax
Rank
USA
PLN 11 418
8.7%
1
Canada
PLN 10 917
12.7%
2
NOTE* Withholding is calculated based on the Polska tables of Poland, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.