Senior Technical Product Manager : CredTech

Emerge SoftPolska

5 days ago

Job description

Role Overview

The Senior Technical Product Manager : CredTech

is responsible for defining and delivering the credit

technology platforms and products that enable origination, decisioning, servicing, and collections

across the enterprise. This role ensures that credit products are powered by scalable, secure, and

intelligent technology solutions, while balancing risk management, compliance, and customer

experience.

Key Responsibilities

1. Product Strategy & Roadmap

Own the product vision and roadmap for credit technology platforms (origination systems,

loan management, decisioning engines, collections platforms).

Align CredTech product strategy with enterprise digital transformation, lending strategy, and

regulatory requirements.

Stay ahead of industry trends such as AI / ML-driven credit scoring, embedded finance, BNPL,

and digital lending ecosystems.

2. Product Delivery & Execution

Lead cross-functional teams (engineering, risk, data science, operations) to deliver credit

platforms and services.

Translate business needs into technical product requirements and user stories.

Oversee end-to-end delivery lifecycle, ensuring speed-to-market while maintaining quality and

compliance.

Implement real-time decisioning, API-driven origination flows, and automated loan servicing

capabilities.

3. Governance, Risk & Compliance

Ensure CredTech platforms comply with credit regulations, consumer protection laws, and risk

frameworks.

Partner with risk and compliance teams to embed credit policies, affordability checks, and

credit bureau integrations.

Govern data security, privacy, and regulatory reporting within CredTech products.

Support audit, compliance reviews, and regulatory interactions related to credit technology.

4. Data & Decisioning Enablement

Collaborate with data science teams to enhance credit scoring models, affordability

assessments, and risk segmentation.

Drive integration with credit bureaus, alternative data providers, and AI / ML models.

Ensure real-time analytics and dashboards are available for portfolio management and

decisioning oversight.

5. Stakeholder & Vendor Management

Act as the product owner, bridging business (credit, lending, risk, collections) and technology.

Manage vendor relationships with core lending platforms, credit decision engines, and fintech

partners.

Represent CredTech product strategy in executive committees, steering boards, and regulatory

forums.

Educational Qualifications

Bachelor's degree in Computer Science, Information Systems, Finance, or related field

(mandatory).

Postgraduate qualification (MBA, MSc in FinTech, Risk, or Data Science) – advantageous.

Professional Certifications (preferred / required) :

o Credit Risk / Banking : CFA, FRM (Financial Risk Manager), or equivalent.

o Product Management : Agile Product Owner (PSPO, SAFe POPM).

o Data / Decisioning : Machine Learning or Data Analytics certifications (advantageous).

o Cloud / Platform certifications (AWS / Azure / GCP – relevant to credit platforms).

Relevant Experience

10–12 years' experience in product management or credit technology, with at least 5+ years

in senior product ownership.

Proven track record in delivering credit / lending platforms, including origination, decisioning,

and loan servicing.

Strong knowledge of credit risk management, lending workflows, and regulatory

requirements.

Experience with decisioning engines (e.g., FICO, Experian, Provenir), credit bureau

integrations, and APIs.

Exposure to digital lending models, embedded credit, BNPL, and alternative credit scoring.

Prior experience in regulated industries (banking, fintech, financial services) preferred.

Core Skills & Competencies

Strong technical product management expertise (platforms, APIs, integrations, credit

systems).

Deep understanding of credit lifecycle — origination, decisioning, servicing, collections.

Ability to balance risk management, compliance, and customer experience.

Excellent stakeholder management across credit, risk, compliance, engineering, and data

science.

Strong analytical and problem-solving skills with a data-driven mindset.

Ability to influence executives, vendors, and regulators with clarity and authority

Create a job alert for this search

Senior Product Manager • Polska

Related jobs

Promoted

Senior Technical Product Manager - Developer Experience (FTC) in EC1

Energy Jobline ZRŁódź, Województwo łódzkie, Polska

Energy Jobline is the largest and fastest growing global Energy Job Board and Energy Hub.We have an audience reach of over 7 million energy professionals, 400,000+ monthly advertised global energy ...Show moreLast updated: 5 days ago

Senior Product Manager

ZeptoLabPL

Remote

Quick Apply

At ZeptoLab, we believe the next global hit is just one prototype away - and we’re looking for someone bold enough to find it. AI-powered frameworks, and turning sparks of creativity into games play...Show moreLast updated: 30+ days ago

Promoted

Senior Growth Product Manager

TripleTenPolska

TripleTen is an award-winning online school among technology bootcamps.Our mission is to help people change their lives and succeed in technology. We offer flexibility in studies, career mentoring, ...Show moreLast updated: 7 days ago

Promoted

Technical Product Manager

NTIATIVE IT RecruitmentPolska

Direct message the job poster from NTIATIVE IT Recruitment.Principal IT Recruiter at Ntiative / / (QA, DevOps, Cloud, Full-stack, C Embedded / C++, Python, ML, Data). A rare opportunity has come up for...Show moreLast updated: 18 days ago

Promoted

Product Manager Tech – IoT & Connectivity Software for Telco

AVSystemŁódź, Łódź, Polska

Technical Product Manager – CSP.Be a vital part of a pioneering Polish company at the forefront of IoT / device management solutions, trusted by tier-1 telcos like Orange and Vodafone, facilitating I...Show moreLast updated: 30+ days ago

Promoted

Senior Product Manager

FystPolska

Develop and articulate a clear product strategy aligned with the company's overall goals, focusing on the Payment Gateway product suite. Lead the end-to-end product lifecycle : discovery, ideation, p...Show moreLast updated: 22 days ago

Promoted

Senior Product Manager

JobgetherPolska

This position is posted by Jobgether on behalf of a partner company.We are currently looking for a Senior Product Manager - Platform in Europe. As a Senior Product Manager, you will play a strategic...Show moreLast updated: 30+ days ago

Promoted

Technical Product Owner

CreatioPolska

Creatio is a global vendor of an AI-native platform to automate workflows and CRM with no-code and a maximum degree of freedom. Our platform combines an AI-first architecture, composable no-code too...Show moreLast updated: 30+ days ago

Promoted

Senior Technical Product Manager

Commerzbank Digital Technology Centre PolandŁódź, Województwo łódzkie, Polska

Join our team as a Senior Technical Product Manager.The Technical Product Manager is an important function being responsible for the stable processing of the applications in his scope.The main emph...Show moreLast updated: 30+ days ago

Promoted

Senior Product Manager

VonagePolska

Join Vonage and help us innovate cloud communications for businesses worldwide.As an emerging leader in the $10B+ communications API market, we empower global brands to connect better with their cu...Show moreLast updated: 28 days ago

Promoted

Technical Product Manager

AVSystemŁódź, Łódź, Polska

Promoted

Senior Technical Sales Manager

Trost ProgressPolska

Senior Technical Sales Manager.Location : Remote (business travels in CEE).Company : Our client in the high-performance connectivity and network infrastructure space. Our client is a globally recogniz...Show moreLast updated: 18 days ago

Promoted

Senior / Lead Product Manager

Growe TalentsPolska

Our client, a fast-scaling international marketing company, is a major player in the.From deep market research and business strategy to performance-driven digital campaigns and bold creatives, the ...Show moreLast updated: 25 days ago

Promoted

Technical Product Manager

Commerzbank AG – PolandŁódź, Województwo łódzkie, Polska

Join our team as a Technical Product Manager.The Senior Technical Product Manager is an important function being responsible for the stable processing of the applications in his scope.The main emph...Show moreLast updated: 30+ days ago

Promoted

Senior Product Owner

BULLIT SERVICES LIMITEDPolska

We are looking for a candidate with experience in leading & driving a Center of Excellence ideally Agile COE.As a Strategic Product Alignment Leader, you will play a pivotal role in shaping and adv...Show moreLast updated: 6 days ago

Senior Product Owner - Crypto

DeblockPL

Remote

Quick Apply

As Senior Product Owner, you will drive the end-to-end development of crypto products that bridge traditional and decentralized finance. You will identify opportunities in the evolving crypto landsc...Show moreLast updated: 30+ days ago

Technical Product Manager (B2B, SaaS, CRM / ERP, healthcare)

AesthetiDocsPL

Remote

Quick Apply

We’re building a sophisticated SaaS platform - think CRM / ERP-level complexity - for modern B2B operations.We’re looking for a Technical Product Manager who thrives in cross-functional environments ...Show moreLast updated: 30+ days ago

Promoted

Senior Product Manager

ProfitroomPolska

Beware of fake job offers impersonating Profitroom Read more here : .Profitroom- Empowering hotels directly.Currently we are looking for a Senior Product Manager to join our Product Team, bringing ex...Show moreLast updated: 3 days ago